For over twenty years, MFA has been providing its keen insight and steadfast execution to financial institutions through its Bank Examination service line. By applying high-level resources and best practices to meet clients’ needs, MFA has consistently delivered real ROI through its examination and loan review support services.
Over the years, MFA has been responsible for determining the quality of a borrower’s collateral for pre-loan and existing loan situations. The results of our examinations have aided lenders in determining the amount to advance their customers and the quality of their collateral and underlying earnings and cash flows. In addition, MFA is often engaged to provide consultation on structure and borrowing base formulas.
Responsive, Client Focused Approach Makes MFA The Standby Resource Of Choice
MFA’s bank examination services are designed to supplement your credit department with standby, high-level expertise and support services. Devoting high-level resources only helps our clients if we also respond to their needs as they arise and on a timetable that works for them. MFA’s approach is pragmatic and designed to be sensitive to each exam’s unique environment, special requirements and specific timetable. Our clients know they can tap into our expertise at any given time, secure in the knowledge that MFA will provide the insight and energy to meet their deadlines and deliver exceptional value.
The MFA Difference
MFA possesses a rare combination of high-level expertise and real-world experience that makes us well qualified to address the unique nuances of conducting bank examinations. Our lending clients repeatedly tell us that MFA stands out in a crowded field of service providers as being more responsive, more in tune with their goals, and easier to work with. Our solid comprehension of asset-based and cash flow lending combined with our quick response, outstanding execution and ability to distill salient information has earned us the reputation as a trusted business advisor who delivers real ROI.
- A deep understanding of the nuances of conducting bank examinations combined with broad industry expertise and a solid comprehension of the economic factors that come into play
- The ability to undertake field examinations from the collective viewpoints of the bank, the loan officer and the credit department
- An “out-of-the-box” view in our approach that applies an added dimension of thought to the situation at hand
- A comprehensive assessment that considers, among other things, the elements of a borrower's operating performance, their liquidity, asset quality, leverage, cash flow, borrowing capacity, management, controls and industry
- Speed and responsiveness means clients can tap into MFA’s expertise at any given time, knowing they can count on us to respond to their needs as they arise
- A professional, client focused approach that is sensitive to each examination’s unique environment, special requirements and specific timetable
- “Committee-Ready” Reports — A final report that highlights key findings and brings to the forefront the most critical issues
- A sensitivity, understanding and respect for client and pre-established relationships